# Deferring Instacash® Repayment

> Every time you request an Instacash® advance we do our best to align your scheduled repayment date to your next deposit date or a date that gives you enough ti

Source: https://help.moneylion.com/en_us/deferring-instacash-repayment-SyMT6lXy0

Last updated: 2025-10-13T17:01:15.492Z

Life happens, and sometimes you need a little flexibility with your Instacash repayment date. The good news? You’re in control! We do our best to align your repayment date with your next deposit, but if it doesn’t line up just right, **you can adjust it in the MoneyLion app**. Here’s how:  
  

### **Adjusting Your Repayment Date in the MoneyLion App 📲**  
  

1.  **Open the MoneyLion app** and go to the **Accounts** tab.
    
2.  Tap on **Instacash** to enter the **Instacash dashboard**.
    
3.  Tap the **Manage** button in the **Scheduled Repayment** section.
    
4.  Choose a **new repayment date** from the available options.
    
5.  Tap **Confirm repayment date**, and you’re all set! ✅
    

🔔 **Heads-up:** You can only adjust your repayment date **two (2) days before** the earliest scheduled repayment date.

### **Need Even More Time? Defer Your Repayment! ⏳**  
  

We get it—sometimes, you need extra breathing room. If you need to **defer your repayment date further**, you may be eligible to push it back by up to **two weeks**, as long as:

*   You **don’t have any pending Instacash payments**.
    
*   You **haven’t already deferred this repayment cycle**.
    

####   
**How to Defer Your Repayment Date:**  
  

1.  Click on the **Inbox** icon in the **top right corner** of the app.
    
2.  Select **Chat Support**.
    
3.  Choose **Instacash > Instacash Repayment > Defer Instacash Repayment**.
    
4.  Pick a new repayment date that works for you!
    

After deferment, your **new repayment date** will be reflected in your **Instacash dashboard**. No worries—any unpaid repayments **won’t be debited** until your deferred repayment date. 🛑💸

  
💡 **Reminder:** Instacash isn’t a loan, and unpaid balances **won’t affect your credit score**. However, deferring your repayment **limits your ability to request new advances** until your balance (including any optional Turbo fees and tips) is paid in full.  
  

### **Managing Multiple Repayment Dates 🔄**

  
If your repayment date is too close to your next expected deposit, we’ll automatically move it to the following deposit date. In this case, you may have **two repayment dates**—one for your previous advance and another for your latest advance. **If you defer a repayment, all unpaid advances will be moved to the same new repayment date** for easier management. 📅

###   
**Need to Stop Repayment Attempts? 🛑**  
  

If you no longer wish to repay your advances, you can **revoke your payment authorization** by:

*   **Removing your payment method** in the **MoneyLion app**.
    
*   **Contacting Customer Care** at:
    
    *   📧 customercare@moneylion.com
        
    *   📞 **1-844-224-0087**
        
    *   ✉️ **ML Plus LLC, Attn Customer Service, 60 E Rio Salado Pkwy Ste. 1000 Tempe, AZ 85281** 
        

⚠️ **Important:** You must notify us **at least three (3) business days** before your scheduled repayment date (Monday–Friday, excluding bank holidays) to allow time for processing.

  

Still have questions about deferring your Instacash repayment? [Give us a shout!](https://help.moneylion.com/en_us/how-do-i-contact-support-SkVGjwhkR)

  

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_Instacash® is an optional service offered by MoneyLion. Your available Instacash® advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See_ [_Instacash® Terms and Conditions_](https://www.moneylion.com/terms-and-conditions/#ml-instacash) _for more information and eligibility requirements._