# How do I redeem Rewards points for cash?

> You can easily convert your points into cash credits which will be added to either your    MoneyLion RoarMoney Account   or   Managed Investing Account   This

Source: https://help.moneylion.com/en_us/how-do-i-redeem-moneylion-rewards-points-for-cash-ryq1REfk6

Last updated: 2026-06-22T20:17:19.096Z

You can easily redeem your Rewards cash to either your MoneyLion Spend account or your Managed Investing account. If you don't have either account but want to redeem your Rewards, you'll need to open a MoneyLion Spend account or Managed Investing account before redeeming your points.

  

**Note**: You’ll only be able to redeem up to $100 a day. If you want to redeem more, you’ll need to wait 24 hours before redeeming again. 

  

[Learn more about our MoneyLion Spend account](https://help.moneylion.com/categories/roarmoney-banking-H15Ryi_aa)  
[Learn more about our Managed Investing account](https://help.moneylion.com/categories/managed-investing-Hkzyxjuaa)

  

## **Redeem to MoneyLion Spend**

  
You’ll need to fulfill these requirements to redeem your Rewards to your MoneyLion Spend account. You must —

*   Have a minimum of $1.00 
    
*   Have an active MoneyLion Spend account
    
*   Have no outstanding Credit Builder Plus Loan payments
    
*   Have an on-time Instacash® repayment history with no outstanding payments. This does not apply to non-Instacash users.
    
*   Have no overdue Membership Fees  
      
    

**How to redeem rewards to your MoneyLion Spend** **account**:

1.  Let’s say you have a balance of $5.30 in your Rewards account.
    
2.  If you redeem the full amount, you’ll receive $5.30 in your MoneyLion Spend account!
    
3.  Your Rewards balance will be adjusted accordingly (-$5.30)
    
4.  Once the $5.30 is in your MoneyLion Spend account, it is yours to withdraw or spend!
    

##   

## **Redeem to Managed Investing**

You need to fulfill these requirements to redeem your Rewards to a Managed Investing account. You must —

*   Have a minimum of $1.00
    
*   Have an active Managed Investing account
    
*   Have no outstanding Credit Builder Plus Loan payments
    
*   Have an on-time Instacash® repayment history with no outstanding payments. This does not apply to non-Instacash users.
    
*   Have no overdue Membership Fees
    

**How to redeem rewards to your Managed Investing account**:

1.  Let’s say you have a balance of $6 in your Rewards account.
    
2.  If you redeem the full amount, you’ll receive $6 in your Managed Investing account!
    
3.  Your Rewards balance will be adjusted accordingly (-$6)
    
4.  Once the $6 is in your Managed Investing account, it is yours to withdraw or watch it grow!
    

  

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_MoneyLion is a financial technology company, not a bank. MoneyLion Spend demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution._ 

_Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Managed Investment Account, see_ [_Investment FAQs_](https://help.moneylion.com/categories/investing-Sy3AJsupa)_,_ [_Form ADV Brochure_](https://www.moneylion.com/adv)_, and moneylion.com/investing. Funded managed investing accounts are subject to a monthly account fee of $1 (for accounts valued up to $5,000), $3 (for accounts valued over $5,000, and up to $25,000), or $5 (for accounts valued over $25,000)._

_Rewards are subject to_ [_terms and conditions_](https://www.moneylion.com/moneylion-rewards-program-terms-and-conditions/)_._