# How do I set up direct deposit?

> Its easy to switch your direct deposit to your RoarMoney account right in the MoneyLion app         Tap the More button on the Accounts tab      Select Manag

Source: https://help.moneylion.com/en_us/how-do-i-set-up-direct-deposit-rkm5rKxCA

Last updated: 2026-06-23T15:06:23.775Z

Moving your direct deposit to your MoneyLion Spend account? You can do it right in the MoneyLion app—and it only takes a few steps.

**Here’s how:**

1.  Tap the **Accounts** tab (center icon at the bottom of the app)
    
2.  Select **MoneyLion Spend**
    
3.  Tap **Direct dep.** under your account balance
    
4.  Follow the prompts to search for your employer and connect your direct deposit
    

**Want to handle it manually?**Just share your MoneyLion Spend **routing and account numbers** with your employer or payer. Most people can log into their HR, payroll, or benefits portal and enter the info in a few quick clicks.

**Prefer a paper form?**No problem. When your MoneyLion Debit Mastercard® arrives in the mail, it comes with a direct deposit form you can hand to your employer. Easy.

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**What to expect**

It can take up to **three (3) pay cycles** for your direct deposits to fully switch over. Once they do, you’ll unlock benefits like larger Instacash® amounts1 and getting paid up to 2 days early2. Not bad.

**Heads-up:** If you switch your direct deposit in the app, the **full deposit amount** will go to MoneyLion Spend. Want to split your paycheck? You’ll need to make that change through your payroll provider.

Still have questions? [Let us know!](https://help.moneylion.com/how-do-i-contact-support-SkVGjwhkR)

  

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_MoneyLion is a financial technology company, not a bank. MoneyLion Spend demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution._

_1__Increased Instacash limit requires recurring direct deposit into MoneyLion Spend account. Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. See Instacash Terms and Conditions for more information, including eligibility requirements._

_2__Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check._