# How to request Instacash®

> Need a little extra cash on the fly If youre an    eligible customer    you can request Instacash® directly through the MoneyLion app in just a few taps Fol

Source: https://help.moneylion.com/en_us/how-to-request-instacash-rJOVvdAC

Last updated: 2026-06-23T15:34:02.562Z

If you're eligible, requesting funds is quick and hassle-free. Follow these simple steps to get your money moving in minutes!

1.  Tap the **Accounts** tab (center icon at the bottom) and select **Instacash**.
    
2.  Tap **Request**.
    
3.  On the next screen, tweak the details:
    
    *   Choose how much cash you need.
        
    *   Pick the account you want it sent to & select your delivery method.
        
    *   Adjust your optional tip (totally up to you!).
        
4.  **Review everything**, hit submit, and boom 💥—your cash is en route!
    

**💡Pro tip:** Tips and Turbo delivery fees don’t impact your eligibility, so they’re completely optional!

  

### **Need Your Cash** _**Now**_**? Turbo Delivery to the Rescue ⚡**  
  

Standard delivery is **free** (yay!), but if you need your cash _stat_, **Turbo delivery** can send it your way within minutes. The fee rolls into your repayment total, so there’s nothing to pay upfront when you request your cash.

**Disbursement Amount**

**MoneyLion Spend** **Account Fee**

**External Account Fee**

$5 or less

$0.49

$1.99

$10 to $25

$1.99

$3.99

$30 to $45

$2.99

$4.99

$50 to $65

$3.99

$5.99

$70 to $85

$5.49

$7.49

$90 to $100

$6.99

$8.99

  
💡 **Heads up:** Turbo fees may vary depending on your state.

  

### **Didn’t Receive Your Funds? Let’s Figure It Out 🕵️**  
  

If your cash isn’t where you expected, check your **Instacash transaction history**—sometimes, you choose to send funds to your **MoneyLion Spend** **account** when you meant to send them elsewhere. No biggie! You can use the money right away with your **MoneyLion Spend** **virtual card** or **MoneyLion Mastercard® Debit Card**, or simply transfer it to another account.

  

Still no sign of your Instacash transfer, or have questions about requesting Instacash? Take a few screenshots showing the missing deposit and [reach out!](https://help.moneylion.com/en_us/how-do-i-contact-support-SkVGjwhkR)

  

* * *

_Instacash® is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. Expedited delivery requires Turbo Fee. See_ [_Instacash Terms and Conditions_](https://www.moneylion.com/terms-and-conditions/#ml-instacash) _for more information and eligibility requirements._

_Fees apply for optional_ [_Turbo delivery_](https://www.moneylion.com/pricing/#InstacashCashAdvances) _within minutes. Sometimes instant transfers can be delayed. See your_ [_Accountholder Agreement_](https://mldocs.moneylion.com/MoneyLion%20DDA%20Terms%20and%20Conditions_9.23.24_2024-10-03.pdf) _for details._

_MoneyLion is a financial technology company, not a bank. MoneyLion Spend demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is an FDIC-insured depository institution._