# MoneyLion and Pathward®

> What is MetaBank  ®  ? What is the relationship between MoneyLion and MetaBank?    MetaBank  , is a federally chartered bank that MoneyLion partners with...

Source: https://help.moneylion.com/en_us/moneylion-and-pathward-SJpIjGRfK

Last updated: 2026-06-23T14:45:26.876Z

### **What’s the deal between MoneyLion and Pathward?**  
  

Glad you asked. Here’s how it works:

**Pathward®** is a federally chartered bank that MoneyLion partners with to bring you MoneyLion Spend. They’re the ones who actually **hold your funds** and issue your **MoneyLion Debit Mastercard®** and **MoneyLion Spend** **virtual card**. Think of them as the official bank behind the scenes.

**MoneyLion is not a bank**—we’re the service provider. That means we handle the app experience, the technology platform, marketing, and the **Customer Care team** that’s always here to help.

  

### **Why does my account show up as “Pathward” in other apps?**  
  

If you connect your MoneyLion Spend account to a budgeting app or a digital wallet, don’t be surprised if it shows up as **Pathward** instead of MoneyLion or MoneyLion Spend.

That’s because **Pathward is the bank of record**—they hold your funds—so their name appears in those external systems. Totally normal.

But don’t worry, **MoneyLion is still your main point of contact** for anything related to your account. 

  

Questions or issues with your MoneyLion Spend account? [We’re always here to help.](https://help.moneylion.com/how-do-i-contact-support-SkVGjwhkR)

  

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_MoneyLion is a financial technology company, not a bank. MoneyLion Spend demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is an FDIC-insured depository institution._