# How do referrals work?

> 1 How do I refer someone to MoneyLion     There are a few ways to refer a friend       Share your contact list Send referral links to your friends with a

Source: https://help.moneylion.com/en_us/referrals-S1lmVBOIt

Last updated: 2026-09-09T21:14:00.578Z

## How do referrals work?

How do I refer someone to MoneyLion?

There are a few ways to refer a friend:

*   Share your $RoarTag or referral code on social media via Instagram stories, Instagram feed, Facebook stories, or Facebook feed.
*   Share with your contact list. Send referral links to your friends with a text message.
*   Share your referral link through the Android/iOS share option.
*   Spread the word and let your friends know about your $RoarTag or referral code.  
      
    

I don’t have a MoneyLion Spend account, can I still refer someone?

Yes, you can. You will just not be eligible to receive your up to $55 bonus until you create a MoneyLion Spend account.

How many people can I refer to MoneyLion?

Refer as many people as you’d like! There are no limits.

How do I claim my referral bonus?

Your referral bonuses will be deposited into your MoneyLion Spend account once the referrer and referee fulfill the following campaign conditions:

Referral Bonus Campaign Conditions ($5 reward):

1.  Create a MoneyLion Spend account (both referrer and referee should have MoneyLion Spend accounts)
    
2.  Actions must be performed within the campaign duration  
      
    

Direct Deposit Bonus Campaign Conditions ($50 reward):

1.  Referee switches their direct deposit to their MoneyLion Spend account either via the MoneyLion app or through the form
    
2.  Your direct deposit will be detected successfully if a recurring transaction of $100 or more is made within 60 days of your MoneyLion Spend account creation. Transactions should appear at least twice in the MoneyLion Spend account. Do note that it may take several pay cycles for your direct deposit to be detected.
    
3.  The referee gets their $50 reward in their MoneyLion Spend account. The referrer will only receive their $50 reward if they have a MoneyLion Spend account.
    

  

How long does it take to receive my referral bonus?

Once the campaign conditions have been fulfilled, it may take up to 2 weeks to deposit the reward bonus into your MoneyLion Spend account. 

  

Where will I receive my referral bonus?

You will receive your bonus in your MoneyLion Spend account. 

  

Are there any conditions for me to refer someone? 

No, you may refer anyone you’d like to MoneyLion.

  

Is there an expiry date on the referral bonus program?

Yes, please refer to our [terms and conditions](https://www.moneylion.com/referrals-terms-and-conditions/) for the latest program end date.

As a referrer, do I have to switch my direct deposit to my MoneyLion Spend account to claim the $50 bonus?

No, you simply need to have a MoneyLion Spend account while your referee fulfills the direct deposit campaign requirements.

  

When I refer someone to the app, is my data being shared with them?

No, none of your data is shared with anyone else on the platform. Only your referral link/code will be shared with the friends you refer. 

  

For further information on the referral program, please refer to our [terms and conditions](https://www.moneylion.com/referrals-terms-and-conditions/).