# What is my virtual card, and how do I use it?

> Your RoarMoney   SM   virtual card is ready for you as soon as you open the account! It works just like a physical card — without the plastic &md...

Source: https://help.moneylion.com/en_us/what-is-my-virtual-card-and-how-do-i-use-it-SyPdif0zF

Last updated: 2026-06-23T14:55:47.572Z

Your **MoneyLion Spend** **virtual card** is good to go _as soon as_ you open your account. No plastic, no problem—it works just like a regular debit card, but sleeker, faster, and way more 2025. Shop online, in apps, or even over the phone without ever reaching for your wallet. It’s the “I forgot my card” solution that never lets you down.

**Pro tip:** Add it to your phone’s digital wallet for touch-free, tap-happy payments wherever mobile pay is accepted—even some ATMs!   
  

### **Not feeling the virtual vibes?**  
  

No worries. You can always move money to and from your MoneyLion Spend account. We’ve got steps for that too.

###   
**How to find your MoneyLion Spend virtual card:**  
  

1.  Open the MoneyLion Spend tab in the MoneyLion app (bank icon at the bottom)
2.  Tap **More**
3.  At the top, you'll see two cards—virtual card on the left, physical card on the right
4.  Tap the **left** card for your virtual details

You can also access your card info quickly by tapping the **card icon** at the top right of your MoneyLion Spend screen.

**Heads up:** If you only see the last 4 digits, don’t freak. You just need to activate the card and set up your PIN. Hit **Activate card now** in the app _or_ call our automated line at **1-801-736-2453** to get it done.

And boom—your digital debit card is officially ready to party.   
  
Still have questions? [Let us know!](https://help.moneylion.com/how-do-i-contact-support-SkVGjwhkR)

  

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_MoneyLion is a financial technology company, not a bank. MoneyLion Spend demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is an FDIC-insured depository institution._