# What is the Lion’s Share Loyalty Program?

> With the Lion’s Share   SM   Loyalty Program, the more you use your membership, the more you can get back. To be eligible, you must be a Credit B...

Source: https://help.moneylion.com/en_us/what-is-the-lion's-share-loyalty-program-HkTZhzAMt

Last updated: 2026-06-22T19:00:24.601Z

Want to earn money just by using your MoneyLion account? Say hello to the **Lion’s Share****SM** **Loyalty Program**—where the more you engage, the more you get back. It’s like a rewards program but better. Here’s how you can start racking up cash just by doing what you already do.  
  

## **How It Works**

To be eligible and redeem your Lion’s ShareSM rewards, you must:

✅ Be a **Credit Builder Plus** member  
✅ Have an **active MoneyLion Spendaccount**

  
Then, it’s all about how often you log in and how you use your MoneyLion Debit Mastercard® or MoneyLion Spend virtual card. Your **tier status** is determined at the end of each month based on:

📱 **How many days you logged into the MoneyLion app**  
💳 **How many qualifying purchases of $10+ you made**

  

  

**Tier**

**Purchases of $10+ per month**

**Days logged into the MoneyLion app**

**Monthly Payout**

**PLATINUM**

20+ purchases

20+ days

$19.99

**GOLD**

10-19 purchases

15-19 days

$10.00

**SILVER**

5-9 purchases

10-14 days

$5.00

**BRONZE**

1-4 purchases

5-9 days

$2.00

###   

### **How to Level Up**

  
You need to meet **both** requirements—login days **and** purchases—to qualify for a tier. Let’s say you made **20 qualifying purchases** (Platinum-level spending) but only logged in **8 times** (Bronze-level activity). That means you land in the **Bronze** tier.

Moral of the story? **Use your MoneyLion card and log in often!**

  

## **What Counts as a Qualifying Purchase?**

  
To get rewarded, purchases must be:  
  
✔️ **At least $10**✔️ **Made with your MoneyLion Debit Mastercard® or MoneyLion Spend virtual card**✔️ **Fully posted to your Rewards balance by month-end**

  
The following transactions **don’t** count:  
  
❌ Balance transfers, cash advances, ATM transactions, loan proceeds  
❌ Finance charges, fees, interest, gambling transactions  
❌ Peer-to-peer transfers (PayPal, Cash App, Venmo)  
❌ Unauthorized or fraudulent transactions

##   

  

## **When Do You Get Paid?**

  
Your **Lion’s Share payout** will be deposited into your **Rewards balance** within **five (5) business days** after the month ends. Just make sure:  
  
✅ Your **Credit Builder Plus membership fees and loan payments** are in good standing  
✅ Your qualifying purchases have **fully posted (not just pending) by month-end**

💡 **Pro tip:** If a purchase doesn’t post in time, don’t stress—it’ll count toward the next month’s rewards.

  

**![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXd8HH060OkjOK069NUDuVoErFButNq7dGEKkszriMMTYDIn27TNPfEmUu3BG-VfQkFBL3lVNVx05m5F-RWSO8-9vL4_sHME_W9ytzH1wPpuyAsqZKcXOKJ-q_sWrK4hpUgZfKDlWg?key=NtNr8rPdNXywdhiN2X3_XN65)**

  

Earning cash rewards has never been this easy. Just log in, spend smart, and get rewarded for it. Ready to maximize your membership? Start climbing the tiers and cash in on those rewards! 🚀

  

**Ready to redeem your rewards?** [Learn how to claim your cash here.](https://help.moneylion.com/how-do-i-redeem-moneylion-rewards-points-for-cash-ryq1REfk6)

  

  

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_Rewards are subject to [terms and conditions](https://www.moneylion.com/moneylion-rewards-program-terms-and-conditions/)._

_Lion’s Share℠ Loyalty Program and monthly payment are subject to terms and conditions, see [here](https://get.moneylion.com/lionsshareterms/)._

_Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder loans and other exclusive services._

_Credit Builder loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are offered by affiliates of MoneyLion and subject to approval. The Credit Builder loan may require a portion of the loan proceeds to be deposited into a Credit Reserve Account maintained by ML Wealth LLC and held in non-marginable securities by DriveWealth LLC, member SIPC and FINRA. Not available in all states._

_Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see_ [_Investment Account FAQs_](https://help.moneylion.com/categories/investing-Sy3AJsupa) _and_ [_ML Wealth LLC’s FORM ADV_](https://www.moneylion.com/adv)_. Please also refer to your Loan Agreement._

_Credit score improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations._