# When does MoneyLion report to the credit bureaus? > We report a summary of the prior month’s activity on your Credit Builder Plus loan once a month to the three major credit bureaus. For exampl... Source: https://help.moneylion.com/en_us/when-does-moneylion-report-to-the-credit-bureaus-rkUQ3GRfF Last updated: 2024-08-20T18:44:29.037Z We report a summary of the prior month’s activity on your Credit Builder Plus Loan to the three major credit bureaus once a month.   For example, if your loan starts in mid-January, we report your account opening to the credit bureaus in February. If you make your first monthly payment in February, this payment will be reported to the bureaus in March. Our monthly reporting includes your account balance as of the last day of the month, your account status (open or closed), and your Credit Builder Plus Loan payment history.   It is important to note that it may take a few weeks after we start reporting on your loan for the credit bureaus to update your credit report. It may take even longer to appear on other credit monitoring sites. If you have made a final payment on your loan or additional payments throughout the month, it is important to note that these will not be reflected on your report immediately.  It can take up to a month and a half to be reflected in your report.  For example: * Loan payment made June 15th * MoneyLion reports this payment to the credit bureaus sometime in the first half of July  * The bureaus will reflect the payment by July 31st * * * _Credit score improvement is not guaranteed. A soft credit pull will be conducted which has no impact to your credit score. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations. MoneyLion is not a Credit Services Organization_